Off to a Flying start - Step one in the financial life cycle.

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The Financial Life Cycle

A flying start - young and unmarried.»

Partnership - young and married.»

Family life - married with young children.»

Moving on - married with older children.»

Elbow room - later in life.»

Time to reflect - retirement.»

A flying start - young and unmarried.

For most of us the financial life cycle begins as schooling ends and we embark on our chosen paths.

A young person may have such urgent short-term needs as saving up to marry and establishing a home. Generally, his or her main protection need is to safeguard their income against disability resulting from injury or long-term sickness. Young single people may not have significant investment needs, yet they should consider the wisdom of taking out a long-term savings plan to provide an income in

retirement. The earlier the scheme starts, the lower the annual cost will be. Life is for living, and young single people will typically place a higher priority on the pleasures of today than the possibilities of tomorrow. Cambrian give guidance and advice that provides the firmest footing for the basis of your future financial well being.